Saving Homes, Saving Dreams—One Flood at a Time It’s gut-wrenching, isn’t it? Watching people get kicked while they’re already down. Recovering from a natural disaster is brutal enough, but then to be slammed with skyrocketing flood insurance rates? That’s a punch no one should have to take. Flood insurance horror stories are everywhere. Imagine this: […]
On a Mission to Save People’s Homes from Flood Read More »
Floods Don’t Knock, They Crash the Party—Are You Ready? Picture this: floodwaters sneak into your home, and chaos ensues. Wood framing guzzles water like a sponge on steroids. Electrical outlets? Fried. And if you’re in an area with clay soil (hello, South!), the drama escalates. Clay swells, shifts, and snaps your foundation like a cracker.
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Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 Inventorying Home Assets for Insurance Purposes: The Ultimate Flood Nerd Guide Picture this: A storm rolls in,
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Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 Your Flood Insurance Game Plan: Navigating America’s #1 Natural Disaster with Confidence Hey there! Let’s talk floods.
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Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 Why You Need Flood Insurance: A Vital Lifeline Against Nature’s Wrath Imagine this: the skies darken, the
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No flood Insurance? Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 $2.3M+ Annual Premium Savings 4.9★ Average Ratings 445+ Reviews 5,497+ Happy Clients No Flood
No Flood Insurance Read More »
Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 $2.3M+ Annual Premium Savings 4.9★ Average Ratings 445+ Reviews 5,497+ Happy Clients This is Flood Up, Man!
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Instant Mobile Home Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 $2.3M+ Annual Premium Savings 4.9★ Average Ratings 445+ Reviews 5,497+ Happy Clients Can you get
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What is BFE (Base Flood Elevation)?
Base Flood Elevation (BFE) refers to the height to which a flood is predicted to reach during the base flood, which has a 1% chance of occurring in any given year. It is based on statistical analysis of river flow, storm tides, hydrologic effects, and rainfall levels. BFE provides a consistent standard for managing floodplain development.
Why does BFE matter?
BFE is used as the regulatory standard for the National Flood Insurance Program (NFIP). It determines the minimum elevation that buildings must be elevated to in order to reduce the risk of flood damage. BFE also impacts flood insurance premiums and a community’s participation in the NFIP. Understanding your property’s BFE helps determine your flood risk.
Finding your BFE:
The Federal Emergency Management Agency (FEMA) provides Flood Insurance Rate Maps (FIRMs) that outline a community’s different flood zones and show BFE data. However, FIRMs may not reflect changes to property and landmarks. Consulting with local floodplain managers, land surveyors, or engineers can provide a more accurate BFE assessment.
Impact of BFE on flood insurance:
Flood insurance rates are determined by a property’s flood zone and relation to the BFE. Rates are lowest for properties well above BFE. Properties below BFE can expect very high premiums. There are private flood insurance alternatives to the NFIP that may offer more competitive pricing.
Building above the base flood elevation:
Constructing new buildings above the BFE provides enhanced flood protection. It also reduces insurance costs compared to building at the BFE level. Many communities require 2-3 feet above BFE for an added factor of safety.
Finding BFEs in Your Town:
Use the FEMA Map Service Center to find your property and identify flood hazards. Cross-reference with local flood maps for greater detail. Work with town building officials to determine requirements related to BFE. A land survey can provide an accurate elevation certificate.
Base Flood Elevation Map Read More »
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Is flood zone AE Bad? Read More »
Instant Flood Insurance At Great Rates Find out how much you can save on high quality, high coverage flood insurance plans in 10 minutes or less! Get My Instant Savings Now Or Speak to a Flood Nerd 1-866-990-7482 Consider this as an alternative to canceling your coverage. $2.3M+ Annual Premium Savings 4.9★ Average Ratings 445+
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featured on GET A QUOTE A Flood Nerd’s Guide to Common Types of Floods and How to Keep Your Dwellings Dry Introduction: Your Compass Through the Deluge Ever stood by the window, coffee in hand, and watched the rain cascade down, pondering, “What if the waters decide to take a detour through my living room
Hi Robert what can I do to decrease my flood insurance expense Hi, April that is a great question, Typically the private flood market and Lloyds of London flood Insurance is much less than the Federal program the NFIP sometimes 50% less. However, as you have seen in your state there are few private flood insurance option (Superior
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Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don’t need flood insurance. I hear this day in and day out. And I hope to educate. — Flood Nerd—– DougI am so excited I like getting clients
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Privatefloodcompliance-5b226ae3bd29e Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flood Insurance Reform Act of 2012, 42 U.S.C. Ch. 50
Private flood insurance compliance Read More »
Have you looked into FEMA’s flood insurance coverage? If so, you were likely shocked at the prices. At Better Flood Insurance, our goal is to make the purchasing process as easy as possible. That’s why you can apply here on our website and get a flood insurance quote online in just 24 short hours. If
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featured on FACE of Natural Disaster & Flawed FEMA flood Maps April 17th, 2023 As an expert in flood insurance analysis, it’s important for me to shed light on the limitations of FEMAs flooding maps. Despite their value in guiding lenders through whether flood insurance will be required or not, it’s essential to understand that
GET A QUOTE Cost of Flood Insurance What Private Flood Insurance options are available to me? How does the cost of Private Flood Insurance compare with that of NFIP? This is a wonderful question and one that we frequently hear: What flood insurance options are available? For 50 years, the National Flood Insurance Program (NFIP),
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Colorado Flood Insurance Save Money on Flood Insurance Colorado, Arvada, Wheat Ridge, Boulder and more. A client called me today seeking a house in Jefferson County, CO. However, the property in Wheatridge, CO falls within a High-risk or Special Hazard Flood Area (SHFA). YES PLEASE SHOP MY CO FLOOD INSURANCE Zone AE flood insurance, Colorado
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JULY PROMOTION
Ultimate Emergency Preparedness Radio:
Terms and Conditions:
The promotion runs from 7/1/2024 to 7/30/2024.
One entry per household.
Property must require flood insurance and or you must intend to purchase a policy.
The winner will be selected randomly and notified via email.
No need to purchase from us to win.
