Currently, Mississippi has 63,024 NFIP policies in force to date, with a total cost of $43,786,173.  That would make the average flood rate for Mississippi $695. Of course, some will pay more, and some will pay less.

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Hello, Mississippi!  Thanks for visiting our page for all your flood insurance needs.

Let’s start with Corinth, Cleveland, Clay, and West Point, Mississippi, where the average flood rate is $712.  These areas have 441 active flood policies and $313,923 in flood premiums.

Next up is Bolivar, Mississippi, where there are 392 flood policies in effect.  Bolivar has an average flood rate of $610, including $239,075 in written premiums.

Now, we’ll look at Clarksdale, Coahoma, and De Soto, Mississippi, where they have $249,338 in flood premiums with 367 active flood policies.  The average flood rate for these areas comes in at $679.

Another group to look at includes Horn Lake, Olive Branch, and Southaven, Mississippi.  This group’s average flood rate calculates to $891.  The active flood policies here number 613 with $546,120 in flood premiums.

Hattiesburg, Mississippi, has an average flood rate of $984.  The number of active flood policies here total 519 with $510,711 in written premium.

In George and Grenada, Mississippi, the policies total 315 with $216,407 in total premiums.  The average flood rate for George and Grenada is $687.

When we look at Bay St. Louis, Mississippi, their average flood rate is a little lower at $596.  Bay St. Louis has 2,141 in active flood policies and $1,276,672 in flood premiums.

Four thousand one hundred sixty-seven flood policies are active in Hancock, Mississippi.  Hancock has $2,444,442 in premiums which allows the average flood rate to be $587.

$1,127,016 is the total for premiums in Waveland, Mississippi.  Waveland has an average flood rate of $660 which includes 1,707 in total active flood policies.

Hello Biloxi, Mississippi!  You almost have the highest number of active policies in the state, with 4,977.  The premiums in Biloxi total $3,245,130, which allows the average flood rate to be $652.

The average flood rate rises to $713 for D’iberville, Mississippi.  D’iberville has 682 flood policies in effect with $486,426 in total premiums.

Gulfport, Mississippi!  You all have a high number of active policies in Mississippi: 5,113!  The premiums in Gulfport total $3,325,574, allowing the average flood rate to be $650.

If we look at Harrison, Mississippi, we find an average flood rate of $573.  The premiums in Harrison total $1,280,679.  The policies in Harrison add up to 2,236.

Long Beach, Mississippi, has 1,776 flood policies with $1,030,634 in flood premiums.  The average flood rate for Long Beach is $580.

2,074 is the number of active flood policies in Pass Christian, Mississippi.  Pass Christian has an average flood rate of $619, including $1,283,922 in flood premiums.

Clinton and Hinds, Mississippi, have 479 active flood policies with $304,932 in written premiums.  The average flood rate for Clinton and Hinds is $637.

Thanks for stopping by to visit our page Jackson, Mississippi!  Jackson has the highest number of active flood policies, with 9,327.  The premiums in Jackson total $7,402,501.  This allows the average flood rate for Jackson to be $794.

The average flood rate in Pearl River Valley, Mississippi, is $540.  The number of active flood policies in Pearl River Valley includes 311, with $167,980 in flood premiums.

$760 is the average flood rate for Humphreys and Issaquena, Mississippi.  The premiums here total $205,923, with 271 flood policies in effect.

One thousand six hundred flood policies are active in Gautier, Mississippi.  Gautier has an average flood rate of $575 with $919,239 in total premiums.

The premiums in Moss Point, Mississippi, total $735,148.  The total number of active flood policies in Moss Point is 1,101, which allows the average flood rate to be $668.

The average flood rate drops to $475 in Ocean Springs, Mississippi.  Ocean Springs has 2,605 flood policies, with $1,238,193 in flood premiums.

Pascagoula has 4,796 active flood policies.  The average flood rate for Pascagoula, Mississippi, is $688, including $3,299,278 in written premium.

Let’s check out Jones and Laurel, Mississippi, where the average flood rate is $872.  Jones and Laurel have 302 active flood policies and $263,387 in total premiums.

Now, we’ll look at Oxford, Lamar, and Lauderdale, Mississippi.  These areas have 750 active flood policies and $493,178 in written premiums.  The average flood rate here is $658.

Next is Meridian, Mississippi, where the premiums total $294,315 with 321 active policies.  The average flood rate in Meridian is $917.  Give us a call, Meridian!

The average flood rate in Tupelo and Greenwood, Mississippi, is $868.  The premiums in Tupelo and Greenwood total $521,757, with 601 flood policies in effect.

Four hundred ten flood policies are active in Leflore, Mississippi.  Leflore has an average flood rate of $541 which includes $221,989 in total premium.

$945 is the average flood rate in Columbus, Mississippi.  Columbus has 656 flood policies in effect with $619,864 in flood premiums.

Lowndes, Mississippi, has 428 active flood policies and $277,236 in flood premiums.  The average flood rate in Lowndes is $648.

Let’s look at a group of areas that include Canton, Ridgeland, Amory, Monroe, and Oktibbeha, Mississippi.  These areas have an average flood rate of $647.  The premiums here total $549,670, while the active flood policies add up to 849.

There are 617 flood policies in effect in Madison, Mississippi.  Madison has an average flood rate of $595, including $367,112 in total premiums.

Considering Columbia and Marion, Mississippi, we find an average flood rate of $1,028.  The premiums here total $294,054 with 286 active flood policies.

In Starkville, Mississippi, we find 322 flood policies with $173,705 in premiums.  The average flood rate for Starkville is $539.

The average flood rate rises to $576 in Pearl River, Mississippi.  Pearl River has 717 active flood policies and $413,064 in flood premiums.

A group of areas that include Picayune, Quitman, and Brandon, Mississippi, have an average flood rate of $615.  The premiums here total $329,648, with 536 flood policies in effect.

Four hundred seventy-three flood policies are active in Flowood, Mississippi.  Flowood has an average flood rate of $1,838 with $869,308 in total flood premiums.  Give us a call, Flowood!

The average flood rate drops to $786 in Pearl, Mississippi.  Pearl has $320,866 in flood premiums with 408 policies in effect.

The average rate drops again to $544 in Rankin, Mississippi.  The total policies number 652 in Rankin.  Rankin has $354,827 in flood premiums.

Looking at Richland, Rolling Fork, and Sharkey, Mississippi, we find 355 active flood policies and $306,271 in flood premiums.  The average flood rate for these areas is $863.

The average flood rate rises to $1,055 when we look at Indianola, Sunflower, and Tunica, Mississippi.  These areas have 274 flood policies and $289,135 in total flood premiums.

$803 is the average flood rate for Vicksburg and Warren, Mississippi.  The premiums here total $349,462 with 435 policies in effect.

Greenville, Mississippi, has 1,366 flood policies, with $1,138,209 in total premiums.  The average flood rate in Greenville is $833.

Five hundred seven flood policies are active in Washington, Mississippi.  Washington has an average flood rate of $743 with $376,930 in flood premiums.

Finally, let’s check out Wilkinson and Yazoo, Mississippi, which have $502,824 in total premiums.  The average flood rate for these areas is $976, including 515 active flood policies.

Thanks for checking out all the flood information on Mississippi!!

For decades, the NFIP has over-charged 50 percent of its policyholders and under-charged the other 50 percent, while it has racked up $42 billion in taxpayer-funded losses, equating to more than half of every claim paid by the NFIP since 1978.

About 30 percent of NFIP claims payments go to the same 3 percent of insured “repetitive loss” structures yearly. When you do the math, this means that the other 97 percent of their flood-exposed constituents could have paid in less and still netted larger claims payouts if they had better access to private flood insurance. A recent white paper by Milliman found that 90 percent of homes in Sandy-struck New York and New Jersey would see reduced flood insurance rates through private insurers.