Get Flood Insurance Oklahoma & Save Money Too.
People in Oklahoma save on average $500 to $1,457+ on their annual flood premiums.
In many cases, we save them even more. Get the cheapest flood insurance in Oklahoma without sacrificing coverage.
Get Flood Insurance Oklahoma in 2023 That Saves Your Money.
Get Cheap Flood Insurance without Compromising Coverage
"Same Coverage at a Better Rate"
Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.
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Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.
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Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY. Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews.
Flood insurance Oklahoma | Oklahoma flooding | Oklahoma flooding map
Does my Oklahoma homeowners insurance cover flooding?
Do I need flood insurance in Oklahoma?
What are my flood insurance options in Oklahoma?
Oklahoma NFIP flood insurance
Oklahoma private flood insurance market
How much does flood Insurance cost in Oklahoma?
5 things you need to know about flood insurance in Oklahoma City and Tulsa?
Oklahoma Flood Insurance calculator
Cost of flood insurance in Oklahoma?
Does my Oklahoma homeowner insurance cover flooding?
A typical Oklahoma homeowners’ policy is written through Farmers, State Farm, Allstate, and Progressive, for instance, excludes flooding as something that will be covered under their homeowner’s policy.
In most cases, the only way to get flood coverage is by purchasing a stand-alone flood insurance policy. However, you should ask your homeowners agent if you can add an endorsement to your homeowner’s policy to cover flooding. Yet, don’t be too surprised if the answer is NO.
Do I need flood insurance in Oklahoma?
It is important to have flood insurance coverage in Oklahoma because our beloved Cowboy State has seen a fair share of flooding, and more is likely coming.
We believe that most homeowners think about Flood insurance in Oklahoma at some point, maybe before buying a home or during the closing process. However, many of us only think about it when a big storm is looming, or we have heard on the news that there is flooding forecasted or happening too close to our home.
Oklahoma flooding map
If your home or business is in a flood zone, that is considered a low flood-risk area.
Sadly, many homeowners decide to forgo purchasing coverage because they believe they are safe from flooding. Some real estate and insurance agents may even say you don’t need it.
I ask you to consider the facts: 20 percent of all flooding events across our nation come in areas that are considered low risk. After our last few major storms (Hurricane Harvey), we saw flooding in these low-risk areas. 80 percent of these individuals had water in their homes or building and didn’t have flood insurance coverage.
In Harris county, nearly 135,000 homes were damaged. Three-fourths of these properties were considered low to moderate risk.
We often hear that people believe the government will help, which is true. However, a few things must align for you to get government assistance.
The president of the United States must declare the flooding event a state of emergency. If this doesn’t happen, then there won’t be assistance.
The average amount of assistance homeowners get after a flood when they do not have flood coverage is $5,000. The average cost of damage to one’s property after a flood is $38,000+. That $5K you get from the government? It comes as a loan, and you will need to pay it back. Are you willing to gamble your financial future by forgoing flood insurance coverage?