If you have never experienced a flood personally, you may be a little unfamiliar with what a powerfully devastating event this can be. Along the same lines, you may only have the information you have heard through the grapevine. This leads many people to have opinions about floods and flood insurance that may not be completely accurate. Below you can discover three very common myths surrounding flooding and why they are not true.
1. You think your home is not in jeopardy
We hate to be the bearers of bad news, but just because you home isn’t located in a place that typically experiences flooding, doesn’t mean it won’t happen. Floods are caused by more than just excessive amounts of rain. In fact, you could live in one of the driest places in the country and a sewer line could burst, flooding your entire home in no time at all. .
2. You think flood insurance is going to cost you a ton
While it may be a bit hard to hand over the money at first, you will be so happen you have insurance when you do not have to pay to repair or even replace your entire home when a flood occurs.
3. You think that the government will help you if your home does flood
Just because you think federal funds will help you get back on your feet after a flood, doesn’t mean it is necessarily true. In fact, federal funds are never used to help the victims unless the event is declared a disaster by the President. In the case that this does happen, you then will just be given a federal loan, with interest (not ideal).
Protect your home and your family by getting coverage from Better Flood Insurance. We can help you get covered in no time and make sure you that your home is in good hands.