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2023 – How to make sure you are getting the Best Flood Insurance Quote

Top-rated National #1 Best flood insurance agency

Learn closely guarded flood insurance FEMA flood insurance quotes and discover private flood insurance online flood insurance quotes.

This page is a complete guide to flood insurance quotes, how to get the best price for your property and much more.

How this blog can help you get the best flood insurance quotes?

Better flood insurance is a flood insurance only agency.

Let the Flood Nerds lead you on a journey of saving money on flood insurance by quoting as many options as we can with our unique approach and pledge to be the one-stop-shop that will shop all the flood insurance options available in your area.

Through this approach, we have been able to save our clients thousands on flood insurance essentially cutting their property insurance cost in half.

Most agencies are generalist and think they can get you a competitive flood insurance quote,  (many if not all won’t admit when they are quoting a policy that they don’t understand) and many of them will call us, or visit our web pages to try to pick our brain thinking that a quick conversation or read with the flood nerds will help them be able to keep the flood insurance policy.

The smart ones will just use us as their expert partner and let us place care for the flood insurance.

Get Cheap Flood Insurance without Compromising Coverage

Affordable Coverage


"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

Flood Insurance Affordable and Approved
Quick Quote & Coverage


"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

Top Rated Flood Nerds
We Have Satisfied Clients


"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

Let us use our expertise and techniques to quote your flood insurance policy in order to help you save money on your flood insurance.

We quote flood insurance nationally, including Florida, Texas, New Jersey, New Orleans and shop all options we will shop for you a private flood insurance quote as well as a FEMA flood insurance quote.

Hurry! If you don’t act now you might be losing years of money that you can save.

Here is what other people are saying.

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Here’s what you will learn when you let us do your flood insurance quote.

> Understand how the Government policy has approached flood insurance.

> Discover how FEMA Flood insurance quotes are calculated

> Understand what an Elevation Certificate is and how it can benefit or hurt your flood insurance premium.

> Instill a system to currently looking at and shopping your flood insurance to make sure you are getting the best quotes and premiums.

>Utilize our expertise to save you money on your flood insurance

> gain Jedi mind powers to create a flood insurance policy that is right for you. Including loss of use, flood spoilage, and contents coverage in the basement.

> understand what filing a claim does to your access of flood insurance

> Fill your flood insurance quotes by shopping with a one-stop-shop.

> Rest assured knowing that you have created a unique flood insurance policy that is right for your needs

> Put a magnifying glass of what it means if you are underinsured.

> Navigate a flood insurance claim

> No hold bar interview with a client that had a flood loss.


Most homeowner’s insurance policies do not cover flooding. So you will likely have to get a stand-alone flood insurance policy.

Let’s face it we love water, nothing feels better than taking a nice hot shower or bath after a long days work.

Some of us are very fortunate to live by a creek, river, lake or the ocean. We love to hear the motion of the water, see the unique animals that come to take a drink or hunt along the bank.

Water is great as long as it stays outside of your property.

However, that is not always the case.

This is why you must consider having flood insurance coverage in place so you can rest assured you are covered when you need it most.

What is a flood?

In order to understand what a Flood is we have to use the definition that was established back in 1973 by our government. It is a general AND temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow.

If I get a flood insurance quote what does the policy cover?

A flood insurance policy will cover both the structure or your home and your personal property as well.

These coverages are separate with different limits and deductibles so you will have to consider carefully what coverages best meet your requirements.

Speak to your flood nerd if you have any questions. We are here to help 1-866-990-7482

Do I need to buy flood insurance?

Flooding is the #1 national disaster we face in America and every year it claims many peoples financial future if they do not have flood insurance coverage, costing them early retirement, damaged home and the possibility of selling homes drastically reduced or having to take out a loan to cover the repairs.

Many have to take on a second or third job to pay back these expenses. Most wish they had purchased the policy in hindsight.

A flood insurance policy can be as little as $1 dollar a day, saving you $50,000+ of damages from just one inch of water in your home. GET the flood insurance quote now.

We will shop all flood insurance options for you and get a quote from the private flood insurance market (Lloyds of London flood insurance) as well as FEMA or the NFIP / government policy.

Get big coverage with a small premium.

You will need to buy a flood insurance policy before the risk of your home being flooded.

Many private flood insurance policies will stop writing new policies until the risk has passed some have 10 – 14 day waits.

If you are fortunate enough to get one of the government policies that is massively subsidized you might have to wait 30 days before that policy takes effect but it is so worth not having to sweat bullets when the water is coming toward or in your home.

When is the best time to buy flood insurance?

When you are buying a new home or property it is a great time to get the coverage for the structure at that time. Most flood insurance companies waive the wait period on a loan closing. Meaning your flood insurance policy will take effect right after you sign paperwork at your loan.

How to buy flood insurance?

It is best to get flood insurance quotes from an agency that specializes in ONLY flood insurance and will shop all the options that are available in your area to ensure you are getting the best flood insurance quote that will meet your property’s unique needs.

Links to other pages

Find out how much personal property coverage you will need.

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