Better Flood

Get Flood Insurance Florida & Save Money Too.

How much is flood insurance in florida

People in Florida save on average $500 to $1,457+ on their annual flood premiums.

In many cases, we save them even more. Get the cheapest flood insurance in Florida without sacrificing coverage.


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Finding Cheap Flood Insurance in Florida, the Flood Nerd™ Way

You’ve probably heard it before – finding cheap flood insurance in Florida can be a daunting task. But have no fear, flood nerds are here! If you’re looking for cheap flood insurance in Florida, then you’ve come to the right place. We shop for the cheapest flood insurance policies that don’t compromise on coverage and have a few exclusive cheap Flood insurance companies in Florida.

Let us show you how we do it. 

Step 1: Get us your information by filling out our online form

The first step to getting your cheap flood insurance in Florida is getting your Flood Nerd your property information using our online form. This will allow us to shop your property and compare it to the NFIP for you to ensure you are getting the cheapest flood insurance policy for your property. 

Step 2: Shop Around and Compare Rates

Don’t just accept the first quote you get from your local agent – let a flood nerd shop around and compare rates to our pre flood nerd approved options to make sure you have found a flood insurance company with your flood nerds help getting the better deal. The NFIP has had a monopoly on flood insurance for many years and now it is time to save money in Florida.

Step 3: Utilize Exclusive Companies

Since Flood Nerds only work in flood insurance we have many more options then others and, we have some exclusive relationships with several companies that can offer low-cost policies not available to an agent that isn’t a flood insurance expert in Florida – giving our customers access to even more savings opportunities than they would find elsewhere. By leveraging our exclusive relationships, customers can save hundreds of dollars on their premiums while still receiving better  coverage and peace of mind knowing their property is protected from floods.

It doesn’t have to be difficult or expensive to get quality flood insurance in Florida. With Flood Nerds on your side, you can feel confident that you’re getting great coverage without compromising on coverage or quality of service. We understand that everyone’s situation is different so we strive to provide personalized solutions tailored specifically for each customer’s individual needs and budget constraints – so why wait? 

Contact us today and let us help you find cheap flood insurance in Florida!

Get Cheap Flood Insurance without Compromising Coverage

Flood nerds Save Your Money
Affordable Coverage


"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

Flood Insurance Affordable and Approved
Quick Quote & Coverage


"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

Top Rated Flood Nerds
We Have Satisfied Clients


"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

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In Florida, flood insurance helps protect homeowners and businesses from the financial devastation caused by flooding by providing coverage for damage to property and possessions that are not typically covered by a standard homeowner or business insurance policy.

– how to save money in flood zone AE Florida

Flood Nerds can help Floridians in AE flood zones save money on their flood insurance by offering personalized advice and guidance to make sure they are receiving the coverage they need at the lowest possible cost.

In Florida, flood insurance typically costs homeowners between $500 and $1,500 annually depending on the property’s location and risk of flooding.

By allowing a Flood Nerd™ to analyze your property, they can help you find the most affordable flood insurance by comparing rates from various providers and leveraging discounts that are available.

To get a flood insurance quote in Florida, you can carefully analyze your property with a flood nerd who will compare rates from multiple providers and help you take advantage of discounts to find the most affordable policy available.

The flood nerd offers an invaluable service, as they are knowledgeable of all the different flood insurance companies in Florida and can help you find the most competitive rate tailored to your specific needs.

The flood nerds can shop through a variety of private flood insurance options in Florida in minuets not hours, this allows us to find the right private flood insurance price for you.

Flood insurance rates in Florida are determined by FEMA flood insurance rate maps, which detail the risk level of flooding for different areas in the state. Depending on the perceived risk of your property’s location, the corresponding rate you receive can be higher or lower than average.

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