Author name: VA

Can you get flood insurance without homeowner insurance? Flood Insurance is a stand-alone insurance policy that only covers flooding. Most homeowners’ policies exclude flooding from what they will cover. This question concerns us because we believe everyone should have varying insurance to offset their financial risk. Not having basic homeowners is quite risky. We have

Big changes are coming to the National Flood Insurance Program (NFIP) with the implementation of FEMA Risk Rating 2.0. Will there be changes to the coverage limits? The answer is No and Yes. That’s because nothing is ever simple regarding flood insurance or government programs. And when you combine the two? Yowzah!  Here’s how FEMA 2.0 affects

Dialogue with the clients on the new flood zone maps that Washington State will be getting in 2020. Joe Munchel Rental Property Invester (Kirkland, WA)  Suprise New flood zone map for Washington State now I need Flood Insurance I’ve owned the home for about a year now and they just put it in a flood

Selling a Home in a FLOOD ZONE Question: I am having trouble selling 2 of my homes.Erik L Pittsfield MA I’m selling both of my rental houses in town so I can invest out of state. Both are in a flood area so I need extra insurance and home buyers run away once they hear

Question from client – Controling cost of flood insurance Hi Robert what can I do to decrease my flood insurance expense Hi, April that is a great question, Typically the private flood market and Lloyds of London flood Insurance is much less than the Federal program the NFIP sometimes 50% less. However, as you have seen in your

The price tag of flood damage in the United States hit an astounding $8.4 billion in 2011. 2016 saw the most floods in the United States on record. While you may think flood insurance isn’t all that important, it is absolutely crucial. If you live somewhere where it rains, you are susceptible to floods. Flooding can

America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there’s no real dry season that spans America, there’s no time off for flood remediation. With a $30 billion and growing debt, the National

Summer 2018, nearly 7 million homes are at risk of hurricane storm surge, and Flooding Below is a breakdown of the top 10 cities areas most at risk. Based on Flood Insurance Rate Maps. Images of those high population areas that are most at risk for flooding. Do you live near one? Flood Insurance; private flood insurance;

As an Expert in flood insurance, we are uniquely positions to shop all flood policies to date for our clients both private flood and the NFIP. We also see the confusing wording and the CYA tactics local government, lenders, and insurance companies have created to address the unclear direction in the law and guidelines specified in

Insurance, any type of insurance is intended to save us from Financial Ruin, yet why do we choose to go without it? When Hurricane Harvey made landfall and Hurricane Irma was 7 days out, our phones started lighting up, most people of whom did not currently have flood coverage wanted to get it and as

The National Flood Insurance program was set to expire the End of September 30 2017. Our government seemed to be off to a good start addressing it before the election of Trump and then started working on it early in the year. I was quite hopeful that they would come together to address the #1

Have you looked into FEMA’s flood insurance coverage? If so, you were likely shocked at the prices. At Better Flood Insurance, our goal is to make the purchasing process as easy as possible. That’s why you can apply here on our website and get a flood insurance quote online in just 24 short hours. If

Have you ever had to make a phone call to your insurance provider? It can be an incredibly stressful thing to be sure. Perhaps a number of readers out there will have had positive experiences speaking with their insurance providers, but just as many (and probably more) will likely have had negative experiences that left

I was looking though articles and ran across these images. Wow, floods… This was from Hurricane Matthew which hit the Eastern cost October 2016. Earlier this week, I was speaking to a colleague and she was telling me that the rescue workers were having to come in 3 hours by boat to save those trapped.

With so many flood insurance companies out there, finding the best flood insurance coverage can be quite a challenge. Some companies don’t cover flood insurance for renters and some don’t offer a flood insurance quote online. Many leave you wondering what the best flood insurance policy for you actually is. Not so with Better Flood

If you’ve ever asked yourself the question, “do I need flood insurance?” we’ve got an answer for you—better safe than sorry. Now hopefully that doesn’t come across as too negative, but if you have the option to buy flood insurance, it’s probably a good idea to do so. You may have also asked yourself one

Did you know Better Flood Insurance is a flood insurance provider that also offers home owners and renters flood insurance? This is great news for renters, because it’s important to know that your belongings are covered. Here are a couple of things to keep in mind: If you’re renting, your landlord has an insurance policy.

When it comes to finding a flood insurance provider, unfortunately, they’re not all created equal. At Better Flood Insurance, we strive to be the absolute best choice for those looking for flood insurance coverage. Here are just a few of the ways that we go above and beyond: Fast Flood Insurance Quotes. We pride ourselves