Author name: Your Flood Nerds

Meet the Flood Nerds We’re the team behind Better Flood Insurance — a group of experienced, obsessive, flood-coverage-nerds on a mission to make flood insurance simple, affordable, and actually useful. It all started with Robert Murphy, our founder and the original Flood Nerd, who got fed up watching homeowners overpay for weak policies or get left in the dark about their options. Today, we’ve grown into a team that’s just as passionate about changing that. Together, we’ve reviewed more than 30 private flood insurance options and narrowed them down to 13 strong policies we trust — so you don’t have to guess, gamble, or get overwhelmed. Our brokerage shops them all to match you with the best fit for your property, budget, and flood zone. We serve clients in all 50 states, working with homeowners, real estate pros, and lenders to help make flood insurance faster, easier, and a whole lot less frustrating. Whether it’s navigating NFIP red tape or translating policy jargon into plain English, we’ve got your back. At the end of the day, we believe knowledge is protection — and we’re here to make sure you have both. We’re the Flood Nerds. And we’re here to help you weather the storm.

Private flood insruance compliance

Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flood Insurance Reform Act of 2012, 42 U.S.C. Ch. 50 National […]

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How To Prepare for America’s #1 Natural Disaster–The Flood

Your Flood Insurance Game Plan: Navigating America’s #1 Natural Disaster with Confidence Hey there! Let’s talk floods. Yep, that natural disaster that no one wants to think about—until it’s suddenly pouring through your front door. But here’s the thing: as Flood Nerds, we know that while you can’t stop a flood from happening, you can

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Dialogue with a client in KY on controlling the cost of Flood Insurance

Hi Robert what can I do to decrease my flood insurance expense Hi, April that is a great question, Typically the private flood market and Lloyds of London flood Insurance is much less than the Federal program the NFIP sometimes 50% less. However, as you have seen in your state there are few private flood insurance option (Superior

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Private flood insurance compliance

Privatefloodcompliance-5b226ae3bd29e Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flood Insurance Reform Act of 2012, 42 U.S.C. Ch. 50

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A 5-Step Commercial Flood Insurance Guide (That ANYONE Can Follow)

The 5-Step Commercial Flood Insurance Playbook That Saves Business Owners from Financial Ruin Think You Don’t Need Flood Insurance? Read This First. Most business owners make a dangerous assumption—one that has destroyed thousands of businesses overnight. They think: 💭 “Floods won’t happen to me.”💭 “My insurance covers everything.”💭 “FEMA or the government will bail me

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One Question Every Homebuyer Should Ask But Never Does

Buyers have so many questions about prospective homes. What school do the kids attend? How many bedrooms and what’s the square footage? When were mechanical systems like heating and air conditioning last updated? Sellers and seller’s agents provide answers. And federal and state laws require sellers to answer some questions that might not be asked. 

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Is private flood insurance better than FEMA?

Is private flood insurance better than NFIP / FEMA, aka the government option? 1. “private flood insurance vs nfip” https://dta0yqvfnusiq.cloudfront.net/betterflood/2022/08/private-flood-insurance-vs-nfip-630e7089d2fc1.mp4 2. “Can you get flood insurance?” https://dta0yqvfnusiq.cloudfront.net/betterflood/2022/07/Can-you-get-flood-insurance-630e68c9f0a96.mp4 If you are wondering if private flood is better than FEMA flood insurance and are interested in a comparison, you have come to the right spot. As a Flood Nerd™, we

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JULY PROMOTION

Enter to Win the Ultimate Emergency Preparedness Radio!

  1. Shop Your Flood Coverage: Provide us with the opportunity to shop for your flood insurance coverage.
  2. Get a Free Quote: Receive a personalized flood insurance quote.
  3. Automatic Entry: Once you confirm you have receive your quote, you’ll be automatically entered into our drawing.
Promotion Emergency Radio

About the Prize:

Ultimate Emergency Preparedness Radio:

  • Hand Crank and Solar Powered: Never worry about running out of battery with multiple power sources.
  • 2000mAh Power Bank: Keep your phone charged during emergencies.
  • AM/FM/NOAA Weather Radio: Stay informed with up-to-date weather alerts.
  • 3 LED Flashlight: Illuminate your surroundings in low-light conditions.
  • Compact and Portable: Perfect for camping, survival kits, and emergency preparedness.

 

Why Shop Your Flood Coverage with Us?

  • Expert Guidance: Our Flood Nerds are here to help you find the best coverage at the most affordable rates.
  • Free Services: Take advantage of our complimentary flood zone determination.
  • No Obligation: Getting a quote doesn’t commit you to purchase.

Terms and Conditions:

  • The promotion runs from 7/1/2024 to 7/30/2024.

  • One entry per household.

  • Property must require flood insurance and or you must intend to purchase a policy.

  • The winner will be selected randomly and notified via email.

  • No need to purchase from us to win.