Get Flood Insurance Texas & Save Money Too.
People in Texas save on average $500 to $1,457+ on their annual flood premiums.
In many cases, we save them even more. Get the cheapest flood insurance in Texas without sacrificing coverage.
The Unbelievable Cost of Flood Insurance in Texas
It’s no secret that floods can be costly. But did you know that flood losses are much more than s a pretty penny? If you live in Texas, you’re probably already aware that flood insurance is a necessity if you own any property. But how much does it cost in Texas?
Let’s take a look at the average cost of flood insurance in Texas and now to control it.
How much is flood insurance in Texas
The cost of flood insurance depends on many factors, including the age and type of your property, it’s foundation the amount of coverage required, and the location of your property. To give you an idea of what to expect, we created this flood insurance cost calculator for Texas for the average structure which will quickly compare the private flood insurance insurance vs NFIP.
But the best way to get your guaranteed rate is to fill out on online form and have your flood nerd shop your unique property so you can know your real cost of flood insurance.
• Homeowner flood policy with up to $250,000 building coverage and $50,000 contents coverage – starting at $500 a year.
• Condo owner flood policy with up to $250,000 building coverage and $50,000 contents coverage – starting at $496 per year
• Renter flood policy with up to $50,000 coverage – starting at $308 per year
• Commercial policies with up to $500,000 building coverage and $500,000 contents coverage –$2,053 per year.
As you can see from these examples, the cost of flood insurance varies greatly depending on your needs. So it pays to have your flood nerd shop around for the cheapest flood insurance pricing.
Determining your risk level before purchasing flood insurance in Texas, is important. This will help you decide how much coverage you need and whether or not it makes sense to purchase a private flood insurance policy vs a NFIP one.
For example, if your home is located in an AE flood zone map or near a river, lake or ocean where high tides could cause flooding damage, then having flood insurance is essential. On the other hand, if your home is located in a flood zone X you might think that I am away from rivers or oceans and your property might be at lower risk of flood but it can still flood then purchasing flood insurance will be a difficult decision.
Do you risk your family’s financial future when water enters your home causing more than $70,000+ worth of damage or do you forgo this coverage and give up your peace of mind and sweat every time it rains heavily in Texas.
Overall, the cost of flood insurance in Texas varies greatly depending on factors such as age and type of property as well as amount of coverage needed and location. It pays to have your flood nerd shop around for the cheapest rates since it takes a lot of time and research to truly know all the types of flood insurance policies available in Texas.
And remember—before purchasing any type of flood protection plan make sure to determine your risk level first so that you know how much coverage is necessary for your individual situation!
Get Cheap Flood Insurance Without Compromising Coverage
"Same Coverage at a Better Rate"
Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.
"Quick Response, Very Knowledgable"
– Robert W
Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.
"Would highly recommend Better Flood for your flood insurance needs."
– Varun K