Better Flood


Get Flood Insurance Florida & Save Money Too.

How much is flood insurance in florida

People in Florida save on average $500 to $1,457+ on their annual flood premiums.

In many cases, we save them even more. Get the cheapest flood insurance in Florida without sacrificing coverage.


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How to Shop for a Flood Insurance Quote in Florida

If you’re a homeowner, business owner or property owner in Florida, then you know that flood insurance is a must. But shopping for a flood insurance quote can be a challenging task. There are so many insurance companies and most don’t know much about flood insurance or they can’t offer you options and it’s hard to know where to start. But never fear! The flood nerds™ at Better Flood Insurance are here to help.

We’ve put together this handy guide on how to shop for online flood insurance quote in Florida.

The first step is to assess your risk. If you live in an area that’s prone to flooding, then you’ll want to make sure you are adequately covered. You can do this by checking out the FEMA Flood Map Service Center. This website will show you the 100-year floodplain maps for your area. If you live in an area that’s not considered high-risk, you lender will likely require coverage as the terms to get a mortgage. Even if your home or business isn’t in a high-risk area, there’s always a chance of flooding occurring. Floods can ruin your future financial security. You can fill out our online flood insurance quote form for Florida in minutes.

Once you’ve determined your risk, it’s time to let a flood nerd do your shopping around for flood insurance quotes. The best place to start is with an independent insurance agent that is what your flood nerd is. As independent agents we have several different insurers, which means we can find better coverage at the great price. If you already have a flood insurance policy and want a comparative quote, be sure to provide your most recent insurance policy so we can get an idea of what kind of coverage you currently have.


Next, it’s time to get some Florida flood insurance quotes!

We built a system that allows us to do this in minutes and we will keep shopping (we have many options) until we get what we believe is a great price that doesn’t sacrifice coverage. We just will need some basic information from you before they provide our online flood insurance quote right to your email. This includes things like your name, address, contact information and the type of property you are insuring. Once we have this information gathered, we can start requesting online flood insurance quotes from insurers all at the same time. It’s quick and easy for you, and we’ll quickly be able to compare rates side-by-side. Having done this for may years and saved thousands of dollars for our clients we know that in Florida your annual flood insurance premiums should be between $500 – $1,500. So this is the online flood insurance quote we are trying to find for you.

Once you’ve received all of your emailed Florida online flood insurance quote, you know your flood nerd has already compared them to the NFIP standard and sent you the better one. When comparing quotes, your flood nerd looks at the NFIP standard and your lenders requirements and our goal is to get you broader coverage at a great price. You’ll also want to consider things like the deductible, policy limits and coverages and add ons if certain types of coverage are important to you let your flood nerd know. Once you’ve chosen to work with the policy your flood nerd find all that is left is paperwork which we make super easy and to purchase it. Check thats done now you can enjoy the peace of mind that comes with being protected from floods!

Shopping for an online quote flood insurance in Florida doesn’t have to be difficult or time-consuming—if you work with your flood nerd. By following these simple steps, you can get the coverage you need at a price that fits your budget. So what are you waiting for? Fill out our online form and let your flood nerd start shopping for your Florida flood insurance quote today!

Get a Cheap Flood Insurance Quote Florida without Compromising Coverage

Flood nerds Save Your Money
Affordable Coverage


"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

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"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

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We Have Satisfied Clients


"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

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In Florida, flood insurance helps protect homeowners and businesses from the financial devastation caused by flooding by providing coverage for damage to property and possessions that are not typically covered by a standard homeowner or business insurance policy.

– how to save money in flood zone AE Florida

Flood Nerds can help Floridians in AE flood zones save money on their flood insurance by offering personalized advice and guidance to make sure they are receiving the coverage they need at the lowest possible cost.

In Florida, flood insurance typically costs homeowners between $500 and $1,500 annually depending on the property’s location and risk of flooding.

– how to get the cheap flood insurance in Florida

By allowing a Flood Nerd™ to analyze your property, they can help you find the most affordable flood insurance by comparing rates from various providers and leveraging discounts that are available.

The flood nerd offers an invaluable service, as they are knowledgeable of all the different flood insurance companies in Florida and can help you find the most competitive rate tailored to your specific needs.

The flood nerds can shop through a variety of private flood insurance options in Florida in minuets not hours, this allows us to find the right private flood insurance price for you.

Flood insurance rates in Florida are determined by FEMA flood insurance rate maps, which detail the risk level of flooding for different areas in the state. Depending on the perceived risk of your property’s location, the corresponding rate you receive can be higher or lower than average.

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Enter to Win the Ultimate Emergency Preparedness Radio!

  1. Shop Your Flood Coverage: Provide us with the opportunity to shop for your flood insurance coverage.
  2. Get a Free Quote: Receive a personalized flood insurance quote.
  3. Automatic Entry: Once you confirm you have receive your quote, you’ll be automatically entered into our drawing.
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About the Prize:

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Why Shop Your Flood Coverage with Us?

  • Expert Guidance: Our Flood Nerds are here to help you find the best coverage at the most affordable rates.
  • Free Services: Take advantage of our complimentary flood zone determination.
  • No Obligation: Getting a quote doesn’t commit you to purchase.

Terms and Conditions:

  • The promotion runs from 7/1/2024 to 7/30/2024.

  • One entry per household.

  • Property must require flood insurance and or you must intend to purchase a policy.

  • The winner will be selected randomly and notified via email.

  • No need to purchase from us to win.