Better Flood


Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flood Insurance Reform Act of 2012, 42 U.S.C. Ch. 50 National Flood Insurance §4012a “Flood insurance purchase and compliance requirements and escrow accounts. ‘‘(7) PRIVATE FLOOD INSURANCE DEFINED. In this sub-section, the term ‘private flood insurance’ means an insurance policy that— ‘‘(A) is issued by an insurance company that is— ‘‘(i) licensed, admitted, or otherwise approved to engage in the business of insurance in the State or jurisdiction in which the insured building is located, by the insurance regulator of that State or jurisdiction; or ‘‘(ii) in the case of a policy of difference in conditions, multiple peril, all risk, or other blanket coverage insuring nonresidential commercial property, is recognized, or not disapproved, as a surplus lines insurer by the insurance regulator of the State or jurisdiction where the property to be insured is located; ‘‘(B) provides flood insurance coverage which is at least as broad as the coverage provided under a standard flood insurance policy under the national flood insurance program, including when considering deductibles, exclusions, and conditions offered by the insurer; ‘‘(C) includes— ‘‘(i) a requirement for the insurer to give 45 days written notice of cancellation or non-renewal of flood insurance coverage to— ‘‘(I) the insured; and ‘‘(II) the regulated lending institution or Federal agency lender; ‘‘(ii) information about the availability of flood insurance coverage under the national flood insurance program; ‘‘(iii) a mortgage interest clause similar to the clause contained in a standard flood insurance policy under the national flood insurance program; and ‘‘(iv) a provision requiring an insured to file suit not later than 1 year after date of a written denial of all or part of a claim under the policy; and; ”(D) contains cancellation provisions that are as restrictive as the provisions contained in a standard flood insurance policy under the national flood insurance program.”

† NFIP/FEMA: Flood Insurance offered through the National Flood Insurance Program “NFIP” was established in 1968 and is currently operating at a $25,000,000,000 deicit. Fortunately, the NFIP is able to honor its obligations for claims regardless of the deficit because the US Treasury backs it as a government managed program through FEMA.

** Flood Insurance offered through Better Flood Insurance is backed by certain underwriters with Lloyd’s of London. Lloyd’s of London was established in 1688 and has an Insurance Financial Strength rating of A+ with assets exceeding $120,000,000,000 (Source: Fitch Ratings, 2010).

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Enter to Win the Ultimate Emergency Preparedness Radio!

  1. Shop Your Flood Coverage: Provide us with the opportunity to shop for your flood insurance coverage.
  2. Get a Free Quote: Receive a personalized flood insurance quote.
  3. Automatic Entry: Once you confirm you have receive your quote, you’ll be automatically entered into our drawing.
Promotion Emergency Radio

About the Prize:

Ultimate Emergency Preparedness Radio:

  • Hand Crank and Solar Powered: Never worry about running out of battery with multiple power sources.
  • 2000mAh Power Bank: Keep your phone charged during emergencies.
  • AM/FM/NOAA Weather Radio: Stay informed with up-to-date weather alerts.
  • 3 LED Flashlight: Illuminate your surroundings in low-light conditions.
  • Compact and Portable: Perfect for camping, survival kits, and emergency preparedness.


Why Shop Your Flood Coverage with Us?

  • Expert Guidance: Our Flood Nerds are here to help you find the best coverage at the most affordable rates.
  • Free Services: Take advantage of our complimentary flood zone determination.
  • No Obligation: Getting a quote doesn’t commit you to purchase.

Terms and Conditions:

  • The promotion runs from 7/1/2024 to 7/30/2024.

  • One entry per household.

  • Property must require flood insurance and or you must intend to purchase a policy.

  • The winner will be selected randomly and notified via email.

  • No need to purchase from us to win.