We shop the private and government options for rental flood insurance and compare.
If you’re financing your rental property, don’t worry. We only offer options that your lender will approve and we’ll make sure your closing isn’t held up waiting for coverage.
Insuring a rental property isn’t as simple as you think.
In fact, what type of rental property you have affects the type of coverage you need. Is it a long-term rental, a short-term rental, or your second home you rent out when you aren’t there?
It makes a difference!
After a flood isn’t a good time to find out your policy doesn’t cover the current use of your property.
Do you need contents coverage? What about if your rental property is in a condominium building?
Complexity doesn’t bother Flood Nerds. We love it! Just give us your details and we’ll put our slide rules, protractors, and calculators to work!
If you’ve got a minute to fill out a form, you can get a quote for flood insurance for rental property fast. Just answer a few questions and a Flood Nerd will start shopping.
Once we are on the job, you can rest easy. You’re going to get a great rate and policy Flood Nerds understand mortgage lender requirements. We’ll get you the coverage and the documents you need to keep your closing on track.
Your coverage begins when you close on the loan. It’s just one less thing for you to worry about.
Flood Nerds know the REAL private flood insurance market and we know how to shop it for flood coverage for income-producing properties.
Once we shop the private market (including Lloyd’s of London) we’ll compare coverage and rates to the NFIP offering and show you the best solution.
Flood Nerds do the hard work of shopping and comparing coverage so you can focus on getting your rental ready for business.
The flood insurance policy for your long-term rental covers your interest in the property.
Things like the structure, the AC, the wiring, floors, and walls are covered. If you have appliances in the home, you should have some contents coverage.
Your tenant’s furnishings are not covered by your flood insurance policy. It’s a good idea to suggest that your tenants purchase flood insurance. Flood Nerds can help them out too.
We’ll find a great contents policy and you’ll rest assured that in case of loss, tenants won’t be looking to you to cover damage to their belongings.
If your investment property is a full-time vacation rental, talk to a Flood Nerd about the right type of coverage that keeps your building and the contents covered.
Better Flood Insurance is a national flood-only insurance firm that sells flood insurance policies for short-term rentals and long-term rentals.
Better Flood is home to the Flood Nerds and great flood insurance for rentals, businesses, and even homeowners.
We don’t sell life insurance, auto insurance, or homeowner’s policies. But we ARE your flood insurance experts
Flood Nerds thrive on the complexity of flood insurance for rentals, condos, and businesses.
We shop both the FEMA flood insurance for rentals and the private flood insurance for rentals options.
