Instant Florida Flood Insurance at Cheap Rates. Fast Coverage.

Save big with our reliable Florida flood insurance plans—fast quotes, faster coverage.

Flood Nerds Save Money

$2.3M+

Annual Premium Savings

4.9★

Average Ratings

445+

Reviews

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Happy Clients

We Get It,

Buying Flood Insurance in Florida Is Confusing…

You might be asking:

• What coverage do I need?

• How much is flood insurance in Florida going to cost me?

• How much can I save?

It’s okay, your search for cost-effective Florida flood insurance that doesn’t compromise on coverage ends here.

Flood nerds Save Your Money

Meet The Flood Nerd™

Your Florida Flood Expert, Friend, and Guardian

In 2015, Robert Murphy, inspired to help homeowners and businessowners alike, entered the insurance brokerage market with one goal in mind: To help uncertain Florida homeowners find affordable, high quality flood insurance that doesn’t compromise on coverage.

We Find You Great Coverage

While Saving You Up To $1,457+ A Year!

What you seek is:

  • Enhanced security for your Florida Property.

  • Significant savings.

  • Absolute freedom.

  • Unwavering certainty.

  • Memorable moments.

  • Quality family time.

  • Peaceful travels.

Flood Insurance Affordable and Approved

It's As Easy As 1, 2, 3!

1

Fill Out Our Online Form

Complete our easy quote form so we can understand your needs & personalize your rates.

2

Get An Instant Quote

Our team scours insurance companies nationwide to instantly present the best coverage & rate options for your needs.

3

Get Coverage

If you’re happy with the coverage options, you can sign up easily directly from our online portal.

Best Flood Insurance Companies in Florida

Are you looking to find the Best Flood Insurance Companies in Florida: Let a Flood Nerd™ help!

When you live or own property in a Florida that could flood or is in a higher risk flood zone so your lender is requiring flood insurance Florida coverage. But how do you find the best flood insurance companies in your Florida? The answer is simple—work with a flood nerd!

A flood nerd is a flood insurance expert, it’s all we do. And we are dedicated to finding the perfect policy for their client’s needs. We understand all of the ins-and-outs of different policies and can help you determine which one is best for your specific situation. Plus, we will be able to find you the best rates with some of the top rated local flood insurance companies in Florida. Read on to learn more about why working with a flood nerd could save you time and money when finding a new policy.

What Does a Flood Nerd™ Do?

A flood nerd is an experienced professional insurance broker who only works in flood insurance and has spent years studying flood insurance policies. We also have respect from many insurers as well as the NFIP and are asked to offer advice on how to make their coverage better for their clients. We know everything there is to know about policies offered by all of the top flood insurance companies in Florida and what each one covers. All must follow the guidelines outlined by the NFIP to meet your lenders requirements.

When you work with a flood nerd, we will ask questions about your home or business such as its location, size, age, foundation, coverage requirements etc., so that they can shop for a tailored policy that would be best for your needs and budget. We can also review any existing policies with you so that you can make sure that your coverage needs are included and that you are not paying for anything extra that isn’t necessary.

Finally, your good flood nerd will shop for you and a quote from a pre-qualified flood insurance companies in Florida. We will provide ongoing support throughout your purchase to ensure your loan closing and lender have all required coverages and documents to get your loan closed on time. And we can adjust your coverage accordingly to ensure that it continues to meet all of your lenders needs without breaking the bank.

Working with a knowledgeable and experienced professional like a flood nerd is one of the best ways to find the ideal policy from some of the top flood insurance companies in Florida. Not only will we provide tailored advice based on your specific situation, but they will also be able to find competitive prices from reliable providers so that you get peace of mind without breaking the bank.

So if you’re looking for quality coverage at an affordable rate—talk to one of our friendly Flood Nerds today!

Get Cheap Flood Insurance Companies Florida without Compromising Coverage

Flood nerds Save Your Money
Affordable Coverage

★★★★★

"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

Flood Insurance Affordable and Approved
Quick Quote & Coverage

★★★★★

"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

Top Rated Flood Nerds
We Have Satisfied Clients

★★★★★

"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

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Find out more about

In Florida, flood insurance helps protect homeowners and businesses from the financial devastation caused by flooding by providing coverage for damage to property and possessions that are not typically covered by a standard homeowner or business insurance policy.

– how to save money in flood zone AE Florida

Flood Nerds can help Floridians in AE flood zones save money on their flood insurance by offering personalized advice and guidance to make sure they are receiving the coverage they need at the lowest possible cost.

In Florida, flood insurance typically costs homeowners between $500 and $1,500 annually depending on the property’s location and risk of flooding.

– how to get the cheap flood insurance in Florida

By allowing a Flood Nerd™ to analyze your property, they can help you find the most affordable flood insurance by comparing rates from various providers and leveraging discounts that are available.

– how to shop for flood insurance quote in Florida

To get a flood insurance quote in Florida, you can carefully analyze your property with a flood nerd who will compare rates from multiple providers and help you take advantage of discounts to find the most affordable policy available.

The flood nerds can shop through a variety of private flood insurance options in Florida in minuets not hours, this allows us to find the right private flood insurance price for you.

Flood insurance rates in Florida are determined by FEMA flood insurance rate maps, which detail the risk level of flooding for different areas in the state. Depending on the perceived risk of your property’s location, the corresponding rate you receive can be higher or lower than average.

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JULY PROMOTION

Enter to Win the Ultimate Emergency Preparedness Radio!

  1. Shop Your Flood Coverage: Provide us with the opportunity to shop for your flood insurance coverage.
  2. Get a Free Quote: Receive a personalized flood insurance quote.
  3. Automatic Entry: Once you confirm you have receive your quote, you’ll be automatically entered into our drawing.
Promotion Emergency Radio

About the Prize:

Ultimate Emergency Preparedness Radio:

  • Hand Crank and Solar Powered: Never worry about running out of battery with multiple power sources.
  • 2000mAh Power Bank: Keep your phone charged during emergencies.
  • AM/FM/NOAA Weather Radio: Stay informed with up-to-date weather alerts.
  • 3 LED Flashlight: Illuminate your surroundings in low-light conditions.
  • Compact and Portable: Perfect for camping, survival kits, and emergency preparedness.

 

Why Shop Your Flood Coverage with Us?

  • Expert Guidance: Our Flood Nerds are here to help you find the best coverage at the most affordable rates.
  • Free Services: Take advantage of our complimentary flood zone determination.
  • No Obligation: Getting a quote doesn’t commit you to purchase.

Terms and Conditions:

  • The promotion runs from 7/1/2024 to 7/30/2024.

  • One entry per household.

  • Property must require flood insurance and or you must intend to purchase a policy.

  • The winner will be selected randomly and notified via email.

  • No need to purchase from us to win.