Better Flood


Instant Texas Flood Insurance at Great Rates. Guaranteed.

Save big with our reliable best Texas flood insurance plans—fast quotes, faster coverage.

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Or Speak to a Flood Nerd 1-866-990-7482


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We Get It,

Buying Flood Insurance in Texas Is Confusing…

You might be asking:

• What coverage do I need?

• How much is flood insurance in Texas going to cost me?

• How much can I save?

• Which is the best flood insurance in Texas?

It’s okay, your search for cost-effective Texas flood insurance that doesn’t compromise on coverage ends here.

Flood nerds Save Your Money

Meet The Flood Nerd™

Your Texas Flood Expert, Friend, and Guardian

In 2015, Robert Murphy, inspired to help homeowners and businessowners alike, entered the insurance brokerage market with one goal in mind: To help uncertain Texas homeowners find affordable, high quality flood insurance that doesn’t compromise on coverage.

We Find You Great Coverage

While Saving You Up To $1,457+ A Year!

What you seek is:

  • Enhanced security for your Texas Property.

  • Significant savings.

  • Absolute freedom.

  • Unwavering certainty.

  • Memorable moments.

  • Quality family time.

  • Peaceful travels.

Flood Insurance Affordable and Approved

It's As Easy As 1, 2, 3!


Fill Out Our Online Form

Complete our easy quote form so we can understand your needs & personalize your rates.


Get An Instant Quote

Our team scours insurance companies nationwide to instantly present the best coverage & rate options for your needs.


Get Coverage

If you’re happy with the coverage options, you can sign up easily directly from our online portal.

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Best Flood Insurance Companies in Texas

Are you looking to find the Best Flood Insurance Companies in Texas: Let a Flood Nerd™ help!

When you live or own property in a Texas that could flood or is in a higher risk flood zone so your lender is requiring flood insurance Texas coverage. But how do you find the best flood insurance companies in your Texas? The answer is simple—work with a flood nerd!

A flood nerd is a flood insurance expert, it’s all we do. And we are dedicated to finding the perfect policy for their client’s needs. We understand all of the ins-and-outs of different policies and can help you determine which one is best for your specific situation. Plus, we will be able to find you the best rates with some of the top rated local flood insurance companies in Texas. Read on to learn more about why working with a flood nerd could save you time and money when finding a new policy.

What Does a Flood Nerd Do?

A flood nerd is an experienced professional insurance broker who only works in flood insurance and has spent years studying flood insurance policies. We also have respect from many insurers as well as the NFIP and are asked to offer advice on how to make their coverage better for their clients. We know everything there is to know about policies offered by all of the top flood insurance companies in Texas and what each one covers. All must follow the guidelines outlined by the NFIP to meet your lenders requirements.

When you work with a flood nerd, we will ask questions about your home or business such as its location, size, age, foundation, coverage requirements etc., so that they can shop for a tailored policy that would be best for your needs and budget. We can also review any existing policies with you so that you can make sure that your coverage needs are included and that you are not paying for anything extra that isn’t necessary.

Finally, your good flood nerd will shop for you and a quote from a pre-qualified flood insurance companies in Texas. We will provide ongoing support throughout your purchase to ensure your loan closing and lender have all required coverages and documents to get your loan closed on time. And we can adjust your coverage accordingly to ensure that it continues to meet all of your lenders needs without breaking the bank.

Working with a knowledgeable and experienced professional like a flood nerd is one of the best ways to find the ideal policy from some of the top flood insurance companies in Texas. Not only will we provide tailored advice based on your specific situation, but they will also be able to find competitive prices from reliable providers so that you get peace of mind without breaking the bank.

So if you’re looking for quality coverage at an affordable rate—talk to one of our friendly Flood Nerds today!

Are you searching for the best flood insurance in Texas to protect your home or business?

If so, work with an experienced Flood Nerd™ to find the best flood insurance companies in Texas tailored to your specific needs. A Flood Nerd is an insurance expert who specializes solely in flood coverage. They have in-depth knowledge of all the policy options offered by the top flood insurance providers across the state. A Flood Nerd will take the time to understand your property’s unique risks and requirements. With this customized approach, they can shop the market and recommend the best flood insurance companies in Texas and policies to get you comprehensive coverage at competitive pricing.


When you need reliable and affordable flood coverage in the state of Texas, let a knowledgeable Flood Nerd guide you to the best flood insurance companies in Texas that offer comprehensive policies at competitive rates. As flooding can strike anywhere in Texas, having the right flood insurance is crucial to safeguarding your property and assets. However, wading through all the policy options and fine print from different insurers can be overwhelming. A Flood Nerd has the expertise to break it all down for you. They’ll evaluate your risks, explain the coverages you need, and compare policies and pricing across the best flood insurance companies in Texas. With a Flood Nerd’s assistance, you can have confidence you’re getting the ideal flood insurance solution without overpaying.

Find out more about

Flood nerds Save Your Money
Affordable Coverage


"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

Flood Insurance Affordable and Approved
Quick Quote & Coverage


"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

Top Rated Flood Nerds
We Have Satisfied Clients


"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

In Texas, flood insurance helps protect homeowners and businesses from the financial devastation caused by flooding by providing coverage for damage to property and possessions that are not typically covered by a standard homeowner or business insurance policy.

– how to save money in flood zone AE Texas

Flood Nerds can help Texans in AE flood zones save money on their flood insurance by offering personalized advice and guidance to make sure they are receiving the coverage they need at the lowest possible cost.

In Texas, flood insurance typically costs homeowners between $500 and $1,500 annually depending on the property’s location and risk of flooding.

– how to get the cheap flood insurance in Texas

By allowing a Flood Nerd™ to analyze your property, they can help you find the most affordable flood insurance by comparing rates from various providers and leveraging discounts that are available.

– how to shop for flood insurance quote in Texas

To get a flood insurance quote in Texas, you can carefully analyze your property with a flood nerd who will compare rates from multiple providers and help you take advantage of discounts to find the most affordable policy available.

The flood nerds can shop through a variety of private flood insurance options in Texas in minuets not hours, this allows us to find the right private flood insurance price for you.

Flood insurance rates in Texas are determined by FEMA flood insurance rate maps, which detail the risk level of flooding for different areas in the state. Depending on the perceived risk of your property’s location, the corresponding rate you receive can be higher or lower than average.

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