Instant Flood Insurance at Great Rates.

With Us, Clients Save $500 to $1,457+ Annually
on Flood Premiums—Often More!

Flood Nerds Save on Flood insurance

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Get Cheap Flood Insurance without Compromising Coverage

Flood nerds Save Your Money
Affordable Coverage


"Same Coverage at a Better Rate"

-Mohammed K

Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.

Flood Insurance Affordable and Approved
Quick Quote & Coverage


"Quick Response, Very Knowledgable"

– Robert W

Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.

Top Rated Flood Nerds
We Have Satisfied Clients


"Would highly recommend Better Flood for your flood insurance needs."

– Varun K

Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY.  Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews. 

Welcome to the Flood Nerds Revolution

It’s About Darn Time You Showed Up.

Welcome, you’ve just embarked on the ultimate journey towards securing not just any flood insurance, but an affordable, premier protection option tailored for those whose properties are at risk of flooding or are keen on safeguarding their financial future against the ruinous effects of floods. 

Your Flood Nerds are here, revolutionizing the way flood insurance is found—making it faster, less stressful, and surprisingly enjoyable.


Why You’re Here

Your presence, though eagerly anticipated, is immensely appreciated.

Let’s dive straight in.

Your search for cost-effective flood insurance that doesn’t compromise on coverage ends here.

You’re not here for a backstory on what makes a Flood Nerd or our origin story.


Our Journey Begins

So, here’s the essence: In 2015, Robert Murphy, inspired to make a difference, transitioned from a successful 20-year career in advertising to shaking up the P&C insurance brokerage world with his innovative approach to flood insurance.


Our Track Record Speaks Volumes

Here’s What You Need to Know:

  • Secured over $2.3M+ in annual premium savings for our clients.
  • Played a pivotal role on numerous industry boards advocating for accessible flood insurance solutions.
  • Earned the trust of 5,497+ clients.
  • Racked up 445+ reviews with a stellar 4.9-star average.
  • Averted excessive flood insurance costs for countless individuals.
  • Our achievements are quantifiable.

Our client testimonials speak volumes.


Yes, we are on a dedicated mission within the flood insurance domain, aiming to empower and enlighten individuals about flood risks and access to affordable, yet robust coverage.


And it Starts with This Butto

Flood Nerds Beat Flood Insurance

A Mission Beyond Profit

A Unique Perspective on ‘About Us’

Oops, our oversight.

This isn’t your average “about us” spiel. It’s not about our laurels; it’s about YOU.

We understand—navigating the flood insurance market can be overwhelming.

It’s akin to navigating through a storm, unprotected, across a perilous bridge. 

This is particularly true for many who default to a family agent, not fully understanding the nuances of flood insurance, and misled to believe that government-provided insurance is the sole option.

The Quest for Affordable Flood Insurance

Or maybe, you’ve been poring over the web, trying to decrypt the flood insurance lexicon, in search of a policy that’s both a premier protection option and budget-friendly.

This is the “guesswork”—a sprawling, daunting expanse of confusion. We aim to replace this with clarity and confidence.

But remember, this quest is fundamentally about you.

You’re here because you recognize the looming threat of flooding over your property and seek a reliable and affordable insurance policy.

Your Needs, Our Priority

What you seek is:

  • Enhanced security.
  • Significant savings.
  • Absolute freedom.
  • Unwavering certainty.
  • Memorable moments.
  • Quality family time.
  • Peaceful travels.

Envision achieving this by simply engaging with us…

Set aside your doubts.

What if a clear, straightforward path lay before you? Imagine eliminating the guesswork and the nightmares.

What if you had a definitive guide to your desired outcome?

This is why the Flood Nerds exist—to face these challenges head-on, clearing the path with the force of a tidal wave.

Imagine the Possibilities

At Better Flood Insurance, our passion is to secure significant wins for our clients. We’re not about empty promises.

We focus on tangible results, guiding you through the complex flood insurance landscape to secure the most cost-effective protection tailored to your unique needs.

Your success fuels us.

It’s a virtuous cycle, a beacon in the stormy sea of options.

At the core, our relentless pursuit, from engaging with top underwriters to analyzing flood maps, is aimed at one thing—your triumph.

Because we are the flood insurance maestros, guiding you to the best rates and coverage.

Still undecided?

Remember, doing the same thing and expecting different results is madness.

Let’s change the narrative.

Let’s begin anew.


Better Flood insurance Reviews

Our Commitment to Cutting Through Complexity

Say Farewell to Weekend Worries—Life’s Too Short!

Picture this: Regardless of age, you’ve scoured the internet, met countless “flood insurance gurus.”

You’ve navigated through flood maps, devoured blogs, watched tutorials, all to decipher the flood insurance puzzle on your own.

Because finding a true expert is like finding a unicorn.

You’ve wrestled with technical terms, debated public vs. private options, and agonized over premiums that empty your pockets like a capsizing vessel.

Just when you think you’ve grasped it, “Bam!” Another “expert” emerges, promising salvation in this endless cycle of discovery and despair.


Ready to throw in the towel or vent in frustration?

What if a simple ‘button’ could dispel the clouds, transforming this daunting task into a tranquil journey towards clarity?

Real Results, Real Savings

The Crux of the Matter: Mandatory vs. Optional Coverage…

It’s crucial to navigate the risk of being underinsured against disasters.

The key lies in activating your coverage swiftly, ensuring rapid financial recovery.

A “financial safety net” for seamless rebounding.

Bear in mind, recent incidents have shown a staggering 97% of damaged properties were without flood coverage, forcing many into costly repairs or debt—a truly disheartening reality.

Yet, there’s a silver lining—a strategy to evade sleepless nights when storms brew on the horizon.

And Here’s the Best Part…

We’ve developed a unique platform that opens doors to elite underwriters like never before, redefining savings for thousands nationwide and accumulating over $358,000+ in client savings last year. 

This groundbreaking approach to flood insurance savings begins with you and our innovative platform.

Battle-Tested: The Premier Platform for Maximizing Savings on Flood Insurance Without Sacrificing Coverage.

The Flood Nerds Difference

Our mission is clear: Transform your search for flood insurance from a daunting task into a smooth, supportive journey with the Flood Nerds by your side. Unrivaled in our field, we’re eager to welcome you into our fold.

Beyond the Hype… Our quest is simple—to streamline the process of saving on flood insurance, making it quicker, less stressful, and, yes, even enjoyable for those daily facing this necessity.

Driven by a team of flood insurance enthusiasts, we defy outdated norms and exorbitant premiums, ushering in a new era of insurance.

With the internet teeming with “experts,” it’s easy to feel lost.

But we stand firm in our proven approach and results, offering an unmatched perspective on flood insurance.

Embark on a New Journey

We’re the Flood Nerds—your allies in navigating this intricate landscape, ready to steer you from uncertainty to informed, cost-effective coverage.

To delve deeper and turn the page on your flood insurance story, we invite you to engage with the numerous buttons sprinkled throughout this page. Let’s leave a lasting impression.

Join the League of Satisfied Flood Nerds

Together, let’s embark on this journey, ensuring your search for flood insurance is not just another task but a pivotal step towards securing your property and peace of mind.

With the Flood Nerds, you’re not just finding insurance; you’re discovering a pathway to security, savings, and serenity against the backdrop of potential flooding.

Wave goodbye to the hassles and uncertainties of the past—your future of premier protection options, and affordable flood insurance starts here.

©2024 BetterFloodInsurance, Inc.™ Your Flood Nerd™ – Do not copy. All rights reserved. | Privacy Policy & Refund Policy Terms and Conditions

The misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Information requested to provide a quote or work on coverage will be shared with carriers. By filling out our online form, you are allowing us to shop for your coverage and communicate with you from time to time via email or phone. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with a specific statement by a licensed agency staff member. None of the information in the website guarantees that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.

This and all information on this website is general and not intended for educational or informational purposes. Every claim is different, and some insurance policies can be difficult to interpret.


•In most cases, our quote can go to the final policy without quoted price changes; however, our underwriters can and do change offered prices due to changes in underwriting.

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