Get Cheap Flood Insurance Fast, Easy, and Affordable Now.
Get Your Flood Insurance Quote Our Clients Save on Average $500 to $1,457.
In many cases, we save them even more. Get affordable flood insurance with strong coverage.
Flood Insurance Experts
Flood Nerds know flood insurance. It’s all we do. Unlike general insurance and homeowner insurance agents, we know flood insurance. We know how to minimize costs and how to maximize coverage no matter what flood zone you live in.
We compare rates, coverage and requirements from over 40 private flood insurance companies. You get the best coverage at the best rate. It’s fast, it’s easy and it’s free to get a quote on flood insurance from a Flood Nerd.
Flood Insurance Is All We Do!
Have an Existing NFIP Policy? Private Flood Insurance May Be Cheaper
Does the cost of your flood insurance keep going up year after year? I get it. For years the federal government had a monopoly on flood insurance. Homeowners had nowhere to turn for cheaper coverage.
But that’s changed. There are now over 40 private insurance companies that cover flood risks. Shopping them all takes time. That’s where the Flood Nerds come in. All we do is shop for flood insurance.
Tell us about your property and we will shop your coverage with over 40 companies, including the Lloyds of London syndicate. Then we’ll compare private coverage with the NFIP. We find you the cheapest flood insurance. Getting a quote is fast, easy, and free.
Buying a Home and Need Flood Insurance Fast? Let a Flood Nerd Help!
Don’t let flood insurance delay your closing date. The Flood Nerds at Better Flood know every private insurance company and they also know what the lender needs to close the loan.
Many private lenders don’t require an Elevation Certificate and we can get you coverage even in high risk zones. When we shop your flood insurance you know you will get the best price and coverage and you know you will close on time.
Fast & Free Flood Insurance Quotes
Buying a new home and need to get flood coverage fast? Wondering how much flood insurance costs for your existing home? Tired of overpaying for flood insurance and want to get a quick flood insurance quote online?
You landed on the right page at the right time! The Flood Nerds are here to help!
Flood Damage is Devastating – Getting a Flood Insurance Quote Is Not
Statistically, flood damage is the most devastating type of damage your home can ever incur. A windstorm may blow off a portion of your roof, exposing the interior to wind and rain. But a flood can sweep your home from the foundation and floodwaters can permeate every nook and cranny in your home. A single inch of water causes about $25,000 in damage and a major flooding event causes $70,000 to $150,000 in damage.
Do you have that much in savings? If you don’t, you need to get a flood insurance quote.
That’s because homeowner’s insurance doesn’t pay for flood damage.
If you don’t have flood insurance – you’re ass-ets are exposed.
Homeowner’s Insurance Doesn’t Cover Flood Damage
Take a look at your homeowner’s or property insurance policy. If you read all the gobbledy-gook you’ll discover that damage from flooding isn’t covered.
What you say? That’s blasphemy!
No, it’s good business for the property insurance companies. They know you have a .01% chance of ever filing a significant claim. There’s a .01% chance that your home or property will burn or even have a fire over the time you own it.
Low risk = big reward for the insurance company.
But, there’s a 20% chance that your home will flood over the time you own it.
Last year, 100,000 uninsured homes were damaged by floodwaters.
That’s crazy! Flood Nerds give flood insurance quote in a flash. Get your flood insurance quote online and see how affordable coverage can be.
Get Cheap Flood Insurance without Compromising Coverage
"Same Coverage at a Better Rate"
Flood Nerds will shop the private flood insurance markets and then compare them to the NFIP, guaranteeing you the better option. We will send you the cheapest flood insurance rates within minutes.
"Quick Response, Very Knowledgable"
– Robert W
Paying for low-cost flood insurance is awesome. And letting the Flood Nerds shop your property has other benefits – you can get better coverage while saving money, and you can get it fast.
"Would highly recommend Better Flood for your flood insurance needs."
– Varun K
Better Flood Insurance is an independent flood insurance broker that shops flood insurance ONLY. Flood Nerds are Flood insurance experts. We have 5000+ happy clients and 390+ 5-star reviews.
What Factors Influence My Flood Insurance Quote?
Flood Nerds sniff out savings so you get great coverage and a reasonable rate.
Factors influencing your rate include:
Location of property
Age of home
Type of foundation
Number of floors
Type of construction
Type of occupancy
Coverage limits and deductibles